Arbitration Act | Residuary Term 'Or Otherwise' In Negative Covenant Completely Bars Pre-Reference & Pendente Lite Interest: Supreme Court Consumer Law | Refunding Bank-Disbursed Loan Amount To Homebuyer Violates Doctrine Of Unjust Enrichment: Supreme Court IBC | NCLT Not Required To Determine Exact Quantum Of Debt; Information Utility Record Creates Strong Presumption Of Default: Supreme Court Yes Bank | Administrator Cannot Write Down AT-1 Bonds In Absence Of Clause In Reconstruction Scheme; PONV Power Vests In RBI: Supreme Court Citing AI-Generated Non-Existent Judgments In Court Warrants Exemplary Costs; Advocates Cannot Evade Duty By Blaming Litigants: Supreme Court